Financial Information

Upon scheduling of your initial appointment, you will receive an email from us containing our online Client Intake Form, which includes our detailed Financial Agreement.  Thank you for taking a few minutes to provide this important information prior to beginning your counseling journey with us.

We Specialize in Christ-Centered Counseling

We have extensive experience providing Christian counseling to men, women, and adolescents with both short- and long-term histories. From a current relationship conflict to issues of shame and abandonment dating back decades, our counselors are specifically trained and skilled to move you toward lasting solutions. The length of our typical session is from 60 to 75 minutes, dependent upon time availability.

Our Session Fees Are Consistently Below The National Average

We realize that counseling is an investment of your time and resources.  It is our commitment to provide the very best service for the lowest possible cost.  The amount you pay each time you’re here goes toward much more than just the counseling support you receive.  Also, your dollars allow us to provide the industry-leading APS temperament profile at no cost to you (typically $60 in other NCCA counselors’ offices), as well as countless relevant handouts and meaningful resources to enhance your counseling experience.

David Ralston, PhD — $110 per session

Ann Ralston, CTC — $100 per session

Our Marriage Counseling Has Earned A Five-Star Reputation

Google 5 Star ReviewFor those who are seeking Christ-centered marriage counseling and desire to have both Dr. Dave and Ann Ralston involved in your counseling care, this can be arranged for a premium fee of $160 per session.  The number of these type of appointment slots is very limited, and will only be available as our two busy schedules allow.  Nonetheless, this unique offering sets Life Training apart from nearly all other counseling and therapy practices, as we are able to connect with every couple through the perspective of both the wife and the husband.  Due to limited availability and high demand for these appointments, we require that each session be paid for prior to it being scheduled.  Many of our couples who choose this arrangement schedule and pre-pay 4-8 session in advance to be sure their appointment days and times are locked in.

We Offer Convenient Counseling By FaceTime Or Zoom Also

For those who may not reside in the Louisville Metro area — or maybe who are just looking for a more convenient, private means of seeking counseling — we are able to offer the same outstanding, high-quality services, but through the internet rather than in-person.  The fees for online counseling are the same as if the client(s) were in our office, and dependent upon which counselor you will be meeting with.  Life Training has had the opportunity to counseling limitless numbers of individuals and couples through this modern and convenient format.

We’re Not Able To Bill Your Insurance

Our practice is unable to bill insurance for the cost of counseling services due to the federal guideline of “separation of church and state.”  Faith-based counseling is typically considered “Out of Network” by most insurers. However, you may still be able to receive reimbursement by your insurance company for part of the cost.  If you’re interested in checking to see if your insurance company will reimburse you for the fees you’ve paid for counseling services, we can provide you with a standardized receipt that you can then submit to your insurance company, at your discretion.  Please note, we cannot guarantee reimbursement by your insurance company in any way.  It is up to each insurance company or provider to determine if they’ll reimburse the cost for Out of Network services.  We recommend you give your insurance provider a call to see what might be covered.

Many FSA And HSA Cards Can Be Used For Payment At Life Training

Many Flexible Spending Accounts and Health Savings Accounts will also help pay for our counseling services. If you have a credit card that accompanies your FSA or HSA account, we can attempt to process that as your means of payment for your counseling sessions.

The Benefits Of Christian Counseling Far Outweigh The Financial Cost

If you would like to know more about our approach to Christian faith-based counseling please call 502 717 5433 for your free 15-minute phone consultation. We love the personal contact of talking to prospective clients and offering prayer over the phone, so please, feel free to contact us to see how we can help you begin to move forward on your journey of healing.